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Payment gateway for ecommerce

When choosing a payment gateway in India, here are some factors to consider:

1. Integration Options: Check if the payment gateway can easily integrate with your website or app.

2. Security: Ensure the payment gateway has robust security measures to protect customer data and prevent fraud.

3. Transaction Fees: Compare transaction fees charged by different payment gateways and choose one that offers competitive rates.

4. Payment Options: Look for a payment gateway that supports a wide range of payment methods popular in India, such as credit/debit cards, net banking, UPI, wallets, etc.

5. Settlement Process: Consider how quickly the funds will be settled into your bank account after a successful transaction.

6. Customer Support: Evaluate the quality and responsiveness of customer support provided by the payment gateway provider.

7. Reputation and Reliability: Research the reputation and reliability of the payment gateway provider to ensure they have a track record of uptime and consistent service.

8. User Experience: Consider the user experience offered by the payment gateway, both from the customer's perspective and your own administrative interface.

9. Compatibility with CMS or E-commerce Platforms: If you are using a specific CMS or e-commerce platform, ensure that the payment gateway is compatible with it.

10. Scalability: Assess whether the chosen payment gateway can accommodate your business's growth plans and handle increasing transaction volumes.

Remember to thoroughly research and compare multiple options before making a decision to find the best fit for your business needs.

Here are some popular payment gateways along with their commission charges:

1. PayPal: Charges vary based on transaction volume and currency.

2. Stripe: Charges 2.9% + $0.30 per successful transaction.

3. Square: Charges 2.6% + $0.10 for in-person transactions and 2.9% + $0.30 for online transactions.

4. Authorize.Net: Charges a setup fee of $49 and a monthly gateway fee of $25, plus transaction fees.

5. Braintree: Charges 2.9% + $0.30 per successful transaction.

6. 2Checkout: Charges 3.5% + $0.35 per successful transaction.

on all transactions, with a minimum charge of $0.40.

Indian Credit Cards, Indian Debit Cards, Net Banking from 58 Banks, UPI, Wallets including Freecharge, Mobikwik etc. 2% per transaction

Diners and Amex Cards, International Cards, EMI 3% per transaction

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